Frequently Asked Questions
At CASH IN A WINK, you can receive up to $400 on your first loan. After paying off
your loan you may be eligible for a larger loan. Get the cash you need by clicking
the Apply Now
button at any time.
- You must be a US resident. Currently we do not approve
loans in the following states: AR, AZ, CA, CO, GA, IL, IN, KS, KY, MA, MD, MN, MO,
NC, NH, NM, NY, OK, OR, PA, RI, UT, VA, WA, WI, WV
- You must have a checking account.
- You must have a steady income.
- You must have direct deposit setup for the checking
account named on your application.
- You must have a working home/cell phone number and
valid work number.
- You must not currently be a debtor in a bankruptcy
case or presently intend to voluntarily file for bankruptcy relief.
Once you have spoken with a loan specialist, your loan amount will be deposited
into your bank account by ACH the next business day (if approved in sufficient time
on the current business day to meet the ACH transfer cutoff time).
In most cases, you will only have to pay the payment amount as shown on your Loan
Documents on your next payday. If your next payday comes sooner than 4 days
from when you receive your loan, your first payment will be on the following payday.
You may choose the option to partially payoff your loan or to payoff the
loan in full prior to your last due date. If you choose one of these options,
you must notify us at least three business days prior to your loan due date.
Congratulations! You won't be disappointed. Click Apply Now
and complete the online application.
You may rescind future payment obligations under your Loan Agreement, without cost
or finance charges, no later than 5:00 p.m. EST of the next business day immediately
following the original Disbursement Date (“Rescission Deadline”). To rescind
future payment obligations on your loan, you must inform us in writing, by or before
the Rescission Deadline, either by email to CustomerService@CashInAWink.com or by fax
to 1(800) 444-0112 that you want to cancel the future payment obligations on your loan
and that you authorize us to effect a debit entry to Your Account for the principal amount
of the Loan Agreement. In the event that we timely receive your written notice of
rescission on or before the Rescission Deadline but before the loan proceeds have been credited
to Your Account, we will not effect a debit entry to Your Account and both ours and
your obligations under the Loan Agreement will be rescinded. In the event that we
timely receive your written notice of rescission on or before the Rescission Deadline but
after the loan proceeds have been credited to Your Account, we will effect a debit to Your
Account for the principal amount of the Loan Agreement. If we receive payment of the
principal amount via the debit, ours and your obligations under the Loan Agreement will be
rescinded. If we do not receive payment of the principal amount via the debit, then
the Loan Agreement will remain in full force and effect.
You may click Contact Us
and one of our loan specialists
will be glad to answer any of your questions.